🚕 Are you keen to work somewhere that’s stimulating and friendly, with loads of opportunities for growth and plenty of freedom to make a real impact? This could be the place for you!

We are looking for a Pricing Actuary to join us at INSHUR! This is a remote US based role and we have hubs in New York City 🗽, Westlake, CA ⛰️ and Dallas, TX ⭐, should you want to drop in and spend time with other team members. You'll also be requred to travel from time to time.

You’ll be working on re-inventing insurance in exciting markets across multiple territories including the UK 🇬🇧, US 🇺🇸, and the Netherlands 🇳🇱, with plans to expand into new European countries.

Supported by (and reporting to) the Business Director, you'll be joining a growing global insurance team who believe in delivering highly innovative, data-led, sustainable insurance products by challenging everything they know about insurance.

We value high performance and care deeply about making INSHUR a place where everyone is building something special, that we can all be proud of, while enjoying the ride.

What you'll do

The Pricing Actuary will play a key role in developing pricing models, analyzing risk, and collaborating with underwriting and product development teams to ensure that our insurance products are priced competitively and sustainably.

You’ll be working on:

• Strategic Pricing Models for Insurance Products: Develop and refine pricing models to assess risk and profitability for various insurance products (e.g., Commercial Auto, Taxi/Livery, Ride/Car Share, Fleet).
• Data-Driven Insights for Optimized Pricing: Analyze large datasets to identify trends and make recommendations on pricing strategies.
• Cross-Functional Alignment for Pricing Success: Collaborate with underwriting, product development, and finance teams to align pricing strategies with business goals.
• Performance Monitoring for Pricing Adjustments: Monitor and analyze the performance of existing products, making adjustments to pricing models as needed.
• Executive-Level Pricing Reports and Insights: Prepare pricing reports and presentations for senior management and stakeholders.
• Industry Intelligence for Informed Pricing Decisions: Stay updated on industry trends, regulatory changes, and emerging risks to inform pricing decisions.
• Regulatory Compliance in Rate Changes: Support the development and filing of rate changes with regulatory bodies.

🎯 We don’t have a definite checklist of skills – our hiring process is much more about aptitude and passion than ticking boxes. So don’t worry if you haven’t used a particular tool or checked off all the listed skills and experience.

That said, below is a guideline of skills that we think would make you successful in this role:

We'd love to hear from you if you have:

• Specialized Experience in Insurance Lines: Experience in pricing Commercial Auto or Fleet.

• Strong Academic Foundation in Quantitative Fields: Bachelor's degree in Actuarial Science, Mathematics, Statistics, Finance, or a related field.
• Advanced Actuarial Certification and Expertise: Associate or Fellow of the Society of Actuaries (ASA or FSA), or an equivalent actuarial designation.
• Proficiency in Actuarial Tools and Software: Skilled in actuarial software and tools (e.g., Excel, R, Python, SAS, or similar).
• Sharp Analytical and Problem-Solving Abilities: Strong analytical and problem-solving skills with a keen attention to detail.
• Clear and Effective Communication of Complex Concepts: Excellent communication skills, both written and verbal, to present complex actuarial concepts to non-technical audiences.
• Adaptability in Independent and Collaborative Work: Ability to work independently and within cross-functional teams.
• Understanding of Insurance Regulations and Compliance: Familiarity with insurance regulations and pricing compliance requirements.

We will prioritise candidates that have :

• Predictive Modeling and Machine Learning Expertise: Proficiency in predictive modeling and machine learning techniques.
• Data Management Proficiency with SQL: Familiarity with SQL or other data management tools.

You’ll love it here if you:

💡 Thrive navigating ambiguity and finding clarity in uncertain situations.

👏 Take pride in being accountable and owning your responsibilities.

🚀 Enjoy in a fast-paced environment where change happens quickly.

🔧 Are solutions-focused and driven to overcome challenges.

💪 Embrace resilience and adapt to setbacks with a positive attitude.

🧠 Are intellectually curious, constantly seeking to learn, explore new ideas, and not afraid to question and improve your understanding.

You may not enjoy working here if:

⏳ Prefer a more structured, slow-moving environment.

📝 Feel most comfortable when tasks and processes are clearly defined from the start.

🤔 Struggle with handling multiple challenges at once or adapting to frequent changes.

🚫 Tend to stick strictly to your defined role and avoid contributing outside of your responsibilities.

What to expect from the process:

Screen & Intro: 30-minute video call with the Talent Team to discuss the role and your experience.

First Interview: 60-minute video call with the the Business Director and People Ops Partner, including technical questions, team fit and an opportunity for you to ask questions.

Case Study: A brief take-home task followed by a 45-60 minute Video interview with the Business Director and UK Head of Pricing to review the case study and technical fit.

What we offer

Our budget for this role is $150,000-200,000 and we will take into account any previous experience and location of work when agreeing on the final offer.

We offer all our employees stock options. We've also built a benefits package that invests in our people’s long-term personal and professional growth and wellbeing. Here’s a sample of what this includes:

🌴 25 days of holiday (+5 days after 5 years), 5 sick days and 8 federal holidays

🩺 Medical, dental and vision health insurance plans

🛡️ Life insurance, short-term, and long-term disability benefits

🍼 13 weeks fully paid parental leave for all new parents, regardless of your gender

💵 401(k) with 4% company match

🚉 Commuter Benefits

🕐 Flexible working hours to fit your lifestyle

📚 $650 annual training allowance & learning opportunities

🧘‍♀️ $50 monthly wellbeing and home setup allowance

📞 24/7 Employee Assistance Program and mental health benefits

It goes without saying that we provide everyone with a laptop, monitor, top of the range kit, and any software you need.

About Us

🚕 INSHUR is the fastest-growing global provider of insurance for the on-demand economy, making coverage fair and accessible for drivers.

💡Cutting edge technology & deep insurance know-how underpins our revolutionary offering for on-demand drivers, keeping premiums affordable and delivering results for partners. With a focus on embedded insurance solutions, and complementary technology integrations for digital platform providers such as Uber, Amazon, Bolt, FREENOW and OLA, we’ve been helping drivers stay on the road since 2016 through our data, technology and in-house insurance expertise.

🚀 Backed by some off the most forward thinking VC’s including Viola Growth, JVP, Munich Re, Viola Fintech, MTech Capital, Antler, and MS&AD, we have secured over $70 million in funding as well as the acquisition of American Business Insurance in 2023. We have exciting plans to continue growing our portfolio and product lines and expand to new territories in the future.

🌍 As a global team of around 250 people based across the US, UK, and the Netherlands, we value:

🤝 Generosity, inclusivity, open-mindedness, and diversity

🏆 Delivering great results and learning in the open

🎯 Freedom to make long-term, high-impact decisions

💙 The wellbeing of our teammates and the people around us

And… Enjoying the ride!

Equal opportunities

🌈 At INSHUR, we believe that having a diverse team where everyone can bring their authentic selves to work is key to our success. We’re passionate about creating equal opportunities and making the tech industry a better place for all and we don’t discriminate based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, marital status, disability, or age.

🌍 As of July 2024, our team consists of 43% women, 26% from BAME or BIPOC backgrounds, and 13% LGBTQ+ 🌈. We proudly represent 30+ nationalities and span multiple generations, including Baby Boomers, Gen X, Millennials, and Gen Z. We’re proud to have been recognised for Diversity and Inclusion by the British Insurance Awards 🏆.

🏢 We recognise that early-stage companies often hire people similar to the existing team—something we’ve worked hard to overcome. We follow a structured hiring process and ensure our interview teams are trained to foster inclusivity and equity.

⏰ While this position is advertised as full-time, we’re flexible on specific arrangements and happy to discuss options like part-time, job-sharing, or other flexible work setups for the right candidate.

🛠️ If you need any adjustments during the interview process, please let us know, and we’ll do our best to accommodate your needs.