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Enterprise Risk Analyst



New York, NY, USA
Posted on Saturday, January 27, 2024

ERM Risk Analyst (NYC/Hybrid)

Build Your Career | Have Fun | Make a Difference

Payoneer’s mission is to empower businesses to go beyond – beyond borders, limits and expectations. In today’s digital world, Payoneer enables any business of any size from anywhere to access new economic opportunities by making it possible to transact as easily globally as they do locally.

Payoneer’s digital platform streamlines global commerce for millions of small businesses, marketplaces and enterprises from 200 countries and territories. Leveraging its robust technology, compliance, operations and banking infrastructure, Payoneer delivers a suite of services that includes cross-border payments, working capital, tax solutions, merchant services and risk management. Powering growth for customers ranging from aspiring entrepreneurs in emerging markets to the world’s leading digital brands like Airbnb, Amazon, Google and Upwork, Payoneer makes global commerce easy and secure. Founded in 2005, Payoneer is profitable and has a team based all around the world.

The ERM Risk Analyst coordinates with other control functions such as risk, compliance, product, and platform, by facilitating appropriate business unit risk governance to ensure alignment to Payoneer’s strategy and objectives. This role collaborates with the ERM team, as well as other stakeholders such as Compliance and Internal Audit.

This position demands a strong technical acumen and hands-on approach, focusing on crafting sophisticated analytics for enterprise-wide risk assessments, scenario analyses, risk incidents, key risk indicators, and key performance indicators. Leveraging data resources, the role entails building reports tailored for senior management, the Board of Directors, and regulatory bodies. Utilization of technological solutions for robust data infrastructure, automated analysis, reporting, and monitoring activities is a key responsibility. Additionally, it involves the identification and assessment of various datasets across the organization.

What You’ll Do:

Risk Analytics & Reporting

  • Support ERM in assessing, monitoring, and reporting on Payoneer's Risk Management Framework effectiveness.
  • Utilize comprehensive knowledge of Payoneer's Risk Management Framework to address governance issues across departments, entities, and regions.
  • Collaborate with ERM and business units to establish and adjust Risk Tolerances and Appetites based on data insights.
  • Analyze, interpret, and present synthesized results effectively for reporting purposes.
  • Evaluate existing technologies and datasets in collaboration with ERM, departments, and regions, strategizing their optimal use for analysis and decision-making.
  • Apply statistical, algorithmic, and visualization techniques to model complex business problems and uncover opportunities.
  • Develop automated processes for real-time data sourcing, ensuring data integrity for analysis.
  • Contribute to building sustainable, automated reporting and dynamic dashboards for various stakeholders, including management, the VP ERM, the Board, and regulatory bodies.
  • Aid in creating a dynamic Enterprise Risk Assessment, utilizing BI tools and crafting diverse dashboards across financial, technological, and operational data.
  • Enhance quantitative inputs for Key Risk Indicators (KRI) and Key Performance Indicators (KPI), adapting to real-time changes in the ERM environment and data inputs.


  • Interact and communicate in a highly effective, professional, and insightful manner with stakeholders.
  • Exhibit and foster a strong collaboration across Payoneer control functions (e.g., Compliance, Internal Audit) to set analytics objectives and approach and work plans.
  • Coordinate process and control efforts with control groups to maximize efficiency and effectiveness.
  • Assist in the development of ERM reports, as well as other ad-hoc and regularly occurring reports.
  • Other projects and tasks as assigned.

What We’re Looking For:

  • Prioritization skills handling multiple tasks concurrently
  • Collaboration across diverse teams, engaging various subject matter experts and stakeholders of different seniority levels for requirement development and data analysis
  • Adherence to regulatory data requirements and its traceability within solutions
  • Preferably skilled in Waterfall and Agile/SCRUM methodologies (with sprints)
  • Proficiency in both relational and dimensional data models within large-scale settings
  • Extensive experience in coding and crafting business requirements for algorithmic and quantitative modeling solutions
  • Familiarity with Money Services Business regulations across jurisdictions (e.g., SEC, NYDFS, FCA, CBI, MAS) as an advantage
  • Understanding of risk best practices
  • Knowledge spanning technologies in big data analytics
  • Bonus points for experience with large-scale financial data platforming

Technical Skills

  • Profound grasp of machine learning techniques (k-NN, Naïve Bayes, SVM, Decision Forests)
  • Proficiency in scripting and programming languages like Java, Python, Scala, and shell scripting
  • Proficiency with Monte-Carlo or scenario analysis models and simulations
  • Practical experience utilizing statistical software (SAS, SPSS, R) for model estimation
  • Hands-on familiarity with BI tools (Tableau, Spotfire, QlikView)
  • Expertise in query languages, including SQL, Hive, and Pig
  • Competence in handling and preparing diverse, large datasets, and specialized database architecture
  • Experience with Governance, Risk, and Compliance (GRC) systems like Archer, Resolver, LogicGate, Auditboard

Education & Experience

  • 3-5 years of risk experience, preferably in an audit, compliance, risk or related consulting experience
  • Bachelor’s Degree (or equivalent) in Finance, Economics, Physics, or related field preferred

What we offer:

  • Excellent medical, dental, and vision insurance (individual plan 100% covered) FSA and HSA
  • 401K with employer match
  • Fitness reimbursement
  • Generous PTO, paid holidays, and parental leave
  • Learning and development opportunities
  • Fun office culture with supportive leadership
  • Exciting social events, including happy hours, birthday celebrations, and Friday lunches
  • Community engagement opportunities
  • Relaxed dress code

Join the Payoneer Family - check out Our Values and apply today!

In accordance with New York City Law, below is the annual base salary range for this position. Actual annual base salary is based on, but not limited to: experience, education, professional licenses, location and business needs. The position is eligible for health insurance, disability insurance, life insurance, 401k plan, paid-time off, and sick (and where applicable safe) leave. This position is also eligible for a discretionary year-end bonus.

The annual base salary range for this position is: $80,000- $115,000